Find answers to commonly asked questions about our services, process, and how SyncSpace Properties can help simplify your real estate and design journey. Whether you’re a homeowner, developer, or investor—this section covers the basics you need to know before getting started.
Yes — but only after paying at least 50 % of the price, and only if the project is among a few bank‑approved developers. Banks typically lend up to 50 % LTV—higher equity must be paid in cash. Disbursement is phased alongside construction, and repayments begin after handover.
If the down‑payment structure is aggressive (e.g. 60 % + 4 % DLD), you might only be eligible for 20–30 % mortgage—many investors refinance post-handover when project completes.
Regardless of off‑plan or secondary sale, payment of the 4 % DLD fee is a legal requirement to register the title deed with the Dubai Land Department. It cannot be rolled into the mortgage and must be paid upfront.
Some Developers cover the 4% DLD transfer fees for few off-plan projects or even give 50% discount on it.
As of February 1, 2025, banks no longer finance the 4 % DLD fee or 2 % agent commission. Expect 6–7 % of the purchase price in additional fees, paid in cash (trustee + title deed + mortgage registration). If you’re a non‑resident buying off‑plan:
40–50 % down‑payment
6–7 % fees In sum: 46–57 % of total price in cash, with remaining financed.
Yes — expats, GCC citizens, and other nationals can buy property in Dubai's freehold areas. Non‑residents may obtain a mortgage (typically 50–60 % LTV); off‑plan financing is still possible but with stricter requirements. Banks generally require higher salary thresholds, salary proof (3–6 months), and a solid credit history.
On average, gross rental yields in 2025 are around 6.9 %, with apartments averaging 7.3 % and villas about 5.0 %. Certain neighbourhoods like JVC, Silicon Oasis, JLT, and Business Bay regularly exceed 7 %. 💡 Short‑term (Airbnb) returns can exceed 8 %—depending on licensing and licensing rules.
Project must be in escrow (Law No 8/2007), so your payments stay secure until milestones are met.
For significant delays or default, you can claim penalties or even terminate the sale and receive a full refund, as outlined under Law 6/2010 and the SPA. DLD/RERA supports mediation. Best practice: Check the RERA‑registered progress, escrow statements, and SPA clauses before signing.
Yes — investing AED 2 million or more in ready property qualifies for a 10‑year Golden Visa. This requires clean title deed(s), and if financed, your equity must still equal AED 2M. Reduced options exist (AED 750K) for 3‑year visas.
Service charges fund maintenance, cooling, security, etc. Rates in Dubai 2025 typically range:
AED 5–20 / sq.ft / yr for apartments
AED 10–40 / sq.ft / yr for villas In premium buildings (e.g. Burj, Palm Jumeirah), charges can exceed AED 50/sq.ft. 🏠 These are billed quarterly or annually and must be factored into operating yield.
No. Dubai imposes no annual property tax, no stamp duty, no VAT on residential property sale or rental income for individual investors. There’s also no capital gains tax upon resale. This makes Dubai exceptionally tax‑efficient for long‑term investors.
